Housing Benefit (jugeo geupyeo, Customized Benefit)
Direct rent (lease benefit) support for low-income households. Renting households get up to about ₩370,000–₩700,000/month by region; homeowners get repair costs.
💡 The dependent-supporter requirement was abolished, so they pay based on your income alone — 'even if you have children.' If you're at 48% of the median or below, the state covers a large chunk of your rent.
What the ads say
Basic welfare is too hard to qualify for, and you can't get it if you have parents or children.
How it actually works
You qualify if your recognized income (income + asset conversion) is 48% or less of the standard median income (in 2026, about ₩3.11M/month for four people). With the dependent-supporter requirement abolished, only your own household's income and assets count. Renting households get their actual rent covered within a benchmark-rent cap by region (tiers 1–4) and household size (in 2026, up to about ₩700,000 for tier-1 areas, typically from about ₩370,000/month). Homeowner households get repair costs (up to ₩16.01M) for renovation depending on the home's age.
⚠ Traps
- •The benchmark rent is a ceiling, so if your actual rent is higher, you cover the difference — the pricier the neighborhood, the smaller the support feels.
- •Recognized income includes not just salary but the converted income value of assets (jeonse/monthly-rent deposits, vehicles, etc.), so a healthy bank balance or a car can disqualify you.
- •Youth Monthly Rent Special Support and Housing Benefit can't be combined — pick whichever is more favorable.
✓ Good for
- · Low-income renting households at 48% of the median income or below
- · Households that previously couldn't apply because of the dependent-supporter rule
- · Vulnerable renting households such as the elderly and single parents
✗ Not for
- · Households with income or assets above 48% of the median
- · Anyone already receiving non-combinable support such as Youth Monthly Rent
Verification score (rubric)
- Real cash savings
- Ease of conditions
- No traps
- Clear audience
- Validity
- Accessibility
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