Smarter spending in Korea

Check what applies — whatever you skip is money leaking.

• ✓I take the 25% discount on my off-contract phone
• ✓I've seriously compared MVNO plans vs the big-three carriers
• ✓I claim my tax refund myself (no agent app fee)
• ✓I get a yearly tax refund via pension savings / IRP
• ✓I've checked which government benefits I'm eligible for
• ✓I've refinanced my loan to a lower rate
• ✓I get transit refunds with K-Pass
• ✓I compare edu discounts, refurb and price history when buying gadgets
• ✓I regularly review subscriptions / OTT I don't use